Aspek Hukum Pembayaran Digital (E-Money, E-Wallet & Fintech)
About this course
The course breaks down the legal framework governing digital payments in Indonesia, covering e‑money, e‑wallets and fintech services. It explains how regulatory authority is divided between Bank Indonesia and the Financial Services Authority, and examines the legal issues surrounding QR‑code based transactions. By the end, learners can distinguish the overlapping concepts and understand the statutory requirements for operating digital payment solutions in the Indonesian market.
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What you'll learn
- Explain the legal definitions and distinctions between e‑money, e‑wallets, and fintech services in Indonesia
- Identify the regulatory roles of Bank Indonesia and the Financial Services Authority (OJK) in fintech oversight
- Analyze legal requirements for QR‑code based payment implementations
- Assess compliance obligations for digital payment providers operating in Indonesia
Course objectives
- Map the regulatory landscape for digital payments in Indonesia
- Clarify the jurisdictional boundaries between banking and securities regulators
- Apply legal principles to real‑world QR‑code payment scenarios
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